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January 10, 2026
10 min read

CPA Board Exam Study Schedule: 3-Month and 6-Month Plans

Structured study schedules for the Philippine CPA board exam based on BOA Resolution No. 30, Series of 2022. Whether you have 3 months or 6 months, here's how to cover all 6 subjects effectively.

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One of the most common questions from CPA board exam takers is: "How should I divide my time among the 6 subjects?" This guide provides realistic, battle-tested study schedules based on the official exam structure.

Understanding the Exam Structure

Per BOA Resolution No. 30, Series of 2022, the CPALE is conducted over 3 days:

DayMorning (AM)Afternoon (PM)
Day 1MAS (70 MCQs)Auditing (70 MCQs)
Day 2Taxation (70 MCQs)RFBT (100 MCQs)
Day 3FAR (70 MCQs)AFAR (70 MCQs)

Total: 450 MCQs over 3 days (18 hours of examination)

Note: RFBT has the most questions (100 MCQs) among all subjects, reflecting its broad coverage of business laws.

Passing Requirements

Per RA 9298 (Philippine Accountancy Act of 2004):

  • General weighted average: 75% or higher
  • Per subject minimum: 65%
  • Conditional status: Pass 4+ subjects with 75%+ but fail overall? You have 2 years to retake failed subjects

The 6-Month Study Schedule

Ideal for working professionals or those who want thorough preparation.

Month 1-2: Foundation Subjects

Focus: FAR and MAS (these form the foundation for other subjects)

WeekFAR TopicsMAS Topics
1-2Conceptual Framework, Financial StatementsCost Terms, CVP Analysis
3-4Cash, Receivables, InventoriesStandard Costing, Budgeting
5-6PPE, Investment Property, IntangiblesFinancial Management Basics
7-8Financial Instruments, RevenueCapital Budgeting, Working Capital

Daily schedule: 3-4 hours

  • 1.5 hours FAR theory + practice
  • 1.5 hours MAS theory + practice
  • 30 min review of previous day's material

Month 3: AFAR and Auditing

Focus: Build on FAR knowledge with AFAR; start audit theory

WeekAFAR TopicsAuditing Topics
9-10Partnership, Business CombinationsAudit Fundamentals, Planning
11-12Consolidated FS, Government AccountingInternal Control, Evidence

Month 4: Taxation and RFBT

Focus: Law-heavy subjects that require memorization

WeekTaxation TopicsRFBT Topics
13-14Income Tax (Individuals, Corps)Obligations, Contracts, Sales
15-16Transfer Taxes, VAT, OPTCorporation Law, Banking

Month 5: Deep Review + Weak Areas

  • Week 17-18: Review FAR, AFAR, MAS
  • Week 19-20: Review Auditing, Taxation, RFBT
  • Focus extra time on your weakest 2 subjects

Month 6: Intensive Practice

  • Week 21-22: Full mock exams (simulate actual exam conditions)
  • Week 23-24: Final review, light reading, rest before exam

The 3-Month Study Schedule

For full-time reviewers or those with strong accounting background.

Month 1: Cover All Theory

WeekSubjectsHours/Day
1FAR (intensive)6-8
2AFAR + MAS6-8
3Auditing + Taxation6-8
4RFBT + Review Week 1-36-8

Month 2: Practice + Reinforce

  • Morning: Practice questions (2-3 hours)
  • Afternoon: Review wrong answers + theory (2-3 hours)
  • Evening: Light review or rest

Month 3: Mock Exams + Final Review

  • Week 9-10: Full mock exams (3 per week)
  • Week 11-12: Review weak areas, rest before exam

Subject-Specific Time Allocation

Based on difficulty, volume, and question count:

Subject% of Study TimeReason
FAR20%Foundation, heavy standards
AFAR15%Builds on FAR, complex topics
MAS18%Computations require practice
Auditing15%Theory-heavy, PSA standards
Taxation15%Laws + computations
RFBT17%Most questions (100 MCQs), broad coverage

Note: RFBT gets slightly more time due to having 100 MCQs compared to 70 for other subjects.

Daily Study Tips

The Pomodoro Technique (Recommended)

  1. Study for 50 minutes
  2. Break for 10 minutes
  3. After 4 cycles, take a 30-minute break

Morning vs. Evening Study

  • Morning: Best for learning new concepts (FAR, AFAR theory)
  • Evening: Best for practice questions and review

Weekly Review Days

Dedicate every Sunday to:

  • Reviewing the week's material
  • Taking a mini-quiz on each subject covered
  • Planning the next week's topics

Adapting the Schedule

If You're Working Full-Time

  • Reduce daily hours to 2-3
  • Extend timeline to 8-9 months
  • Focus weekends on heavy study sessions

If You're a Retaker

  • Spend 70% of time on failed subjects
  • Don't neglect passed subjects entirely
  • Take more mock exams early

Understanding Conditional Status

Under RA 9298, you may qualify as a Conditional Passer if you:

  • Score 75%+ overall with 75%+ in at least 4 subjects, but below 65% in 1-2 subjects, OR
  • Score below 75% overall but have 75%+ in at least 4 subjects

Important rules for conditional passers:

  • You must retake failed subjects within 2 years
  • On retake, you need 75% general average AND at least 65% per subject
  • Failure to pass the retake means the entire exam is considered failed

After 2 complete failures: You must complete at least 24 units of accountancy subjects before retaking per RA 9298.

Track Your Progress

Successful examinees track:

  • Topics covered vs. remaining
  • Practice question accuracy by subject
  • Time spent per subject
  • Weak areas identified

Our platform provides automated progress tracking across all 6 subjects. Start your free trial to see your personalized study analytics.


Sources

These schedules are guidelines. Adjust based on your background, available time, and learning pace. The key is consistency over intensity.